Terms Conditions

Last Updated: September 2025.

1. Acceptance of Terms

By accessing or using the Axel Adler Jr. website (the "Site") and its content, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use the Site or any of the services or content provided herein.

2. About Our Services

Axel Adler Jr. (referred to as "Company," "we," "us," or "our") is an independent financial research provider offering informational and educational content on global financial markets, with a focus on cryptocurrency (particularly Bitcoin) and macroeconomic analysis. Our products include:

• Adler AM: Free daily morning briefs (5× per week) highlighting key metrics and news that could impact Bitcoin each day.
• Adler Strategy: A comprehensive Bitcoin investment methodology using multiple on-chain metrics to determine entry and exit rules, combining confirmation filters and risk management guidelines, designed for mid- to long-term investing with a potential 5× return (though not guaranteed).
• Adler's Crypto Insights: Weekly in-depth reports on the digital asset market, analyzing macroeconomic and political risks, equity market influences, on-chain data, and key indicators. Each report includes the current status of the Adler Strategy and a general recommendation outlook for the upcoming week, along with risk management suggestions (e.g. recommending not to allocate more than 10% of one's portfolio to any single strategy).

No Investment Services: We do not engage in brokerage, individual investment advice, or trading of financial instruments. All content is provided for general informational purposes as part of our research and educational services. Nothing on this Site constitutes a solicitation, offer, or recommendation to buy or sell any securities, cryptocurrencies, or other financial instruments in any jurisdiction where such an offer or solicitation would be unlawful or require registration.

3. Eligibility

Our Site and services are intended for users who are at least 18 years old (or the age of majority in your jurisdiction). By using the Site, you represent that you meet this age requirement. We do not knowingly collect personal information from children under 16; if you are under 16, do not use or provide any information on this Site.

4. Account Registration and Security

Access to most content on the Site (such as Adler AM briefs) may not require an account. However, certain products or subscriptions (for example, paid reports or newsletters) might require you to sign up or provide an email address. If you create an account or subscribe:

• Provide Accurate Information: You agree to provide truthful, current, and complete information (such as a valid email address) and to keep it updated.
• Account Security: If a login or password is provided, you are responsible for maintaining the confidentiality of your credentials and for restricting access to your account. You agree to notify us immediately at our contact email of any unauthorized use of your account or any other security breach.
• Responsibility for Activities: You are responsible for all activities that occur under your account or subscription. We are not liable for any loss or damage arising from your failure to safeguard your account information.

5. Subscription Plans and Payments

Some of our products (e.g., Adler's Crypto Insights or Adler Strategy updates) may be offered on a paid subscription or one-time purchase basis. The specific terms of any subscription, including pricing, billing frequency, free trial (if any), and renewal, will be presented to you at the time of purchase. By subscribing or purchasing, you agree to pay the indicated fees and authorize us (or our third-party payment processor) to charge your provided payment method for the applicable amount. All prices are listed in U.S. dollars (USD) unless stated otherwise.

Renewals: Subscriptions will automatically renew at the end of each billing cycle (e.g., monthly or annually) unless you cancel beforehand. You can cancel a subscription at any time via the account settings or by contacting us. If you cancel, your access will continue through the end of the already-paid period, and you will not be charged again.

Refunds: Due to the digital and informational nature of our products, all sales and subscription payments are generally final and non-refundable once access is granted. We reserve the right to consider refund requests on a case-by-case basis (for example, in the event of technical issues or if required by applicable consumer protection law), but do not guarantee any refunds. In jurisdictions where certain refund rights cannot be waived or limited, we will comply with those laws.

6. User Conduct and Acceptable Use

When using our Site and services, you agree to abide by the following rules and any provisions in our Acceptable Use Policy (which is incorporated by reference into these Terms):

• Lawful Purposes: You will use the Site solely for lawful purposes. You must not use the Site to engage in any unlawful, fraudulent, or malicious activity, or in any manner that violates any applicable local, state, national, or international laws or regulations.
• No Harmful Behavior: You must not harass, threaten, or defame any person or entity, nor post or transmit any content that is offensive, libelous, obscene, or otherwise objectionable. This includes refraining from transmitting any content that infringes on the rights of others (such as intellectual property, privacy, or publicity rights).
• No Unauthorized Access or Disruption: You must not attempt to gain unauthorized access to the Site, any of its accounts, computer systems, or networks through hacking, password mining, or any other means. You agree not to interfere with or disrupt the proper functioning of the Site or servers/networks connected to the Site, for example by introducing viruses, malware, or any other code intended to harm or interfere with the software or hardware.
• No Automated Scraping or Commercial Use: You may not use any robot, spider, scraper, or other automated means to access the Site or extract data, nor use the Site's content for any commercial purpose without our prior written consent. The Site and content are provided for your personal, non-commercial use only.
• No Impersonation or Unauthorized Subscriptions: Do not impersonate any person or entity, or misrepresent your affiliation with any person or entity when using our services. If you subscribe to our newsletters or services, you must use your own identity and email address – you may not subscribe others without their permission.

We reserve the right to suspend or terminate your access to the Site and services for any violation of this section or the Acceptable Use Policy, as further detailed in Section 11 (Termination).

7. Intellectual Property Rights

All content on the Site – including but not limited to articles, reports, text, graphics, logos, videos, charts, and site design – is the property of Axel Adler Jr. or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. This includes the proprietary research methodology and materials (e.g., the Adler Strategy and related reports). All rights are reserved.

• Limited License: We grant you a limited, revocable, non-transferable, non-exclusive license to access and use the Site and our content for your personal, non-commercial use. Except as expressly permitted by us in writing, you may not reproduce, distribute, publish, duplicate, sell, lease, translate, modify, create derivative works from, publicly display, or commercially exploit any portion of the content or Site.
• Prohibited Uses of Content: Without limiting the foregoing, you may not remove or alter any copyright, trademark, or other proprietary notices from the content. You may share brief quotations or summaries of our content only if you attribute them to Axel Adler Jr. and (if online) link back to the original source on our Site. Any other use of our content without permission is strictly prohibited.
• Trademarks: "Axel Adler Jr." and any associated logos or product names (such as Adler AM, Adler Strategy, Adler's Crypto Insights) are our trademarks or service marks. You are not granted any right or license to use any trademarks displayed on the Site without our written permission. All other product or company names mentioned on the Site may be trademarks of their respective owners and are used for identification purposes only.

8. Disclaimer of Educational Content (Not Financial Advice)

All information, research, analysis, and opinions presented on this Site are provided for general informational and educational purposes only. Nothing on this Site constitutes professional financial, investment, tax, or legal advice, nor does any content on the Site constitute an offer, recommendation or solicitation to buy or sell any securities or other financial instruments. We are not registered investment advisors, brokers, or tax/legal professionals, and no content on the Site should be construed as personalized advice for your particular situation.

The educational content provided is intended for a broad, global audience and is not tailored to any specific individual's objectives, financial situation, or needs. Any strategies, indicators, or investment methodologies described (such as the Adler Strategy) are presented as general research findings or hypothetical examples. Even if our analysis discusses potential outcomes or historical market performance – for instance, an indication that a certain strategy could have achieved a "5×" return in the long term – such statements are purely illustrative and not guarantees of future results or returns.

Use at Your Own Risk: Your use of any information on this Site is solely at your own risk. The financial markets (especially cryptocurrency markets) are volatile and subject to rapid change. Investing involves risk, including the possible loss of all principal invested. Before making any investment or financial decisions, you should perform your own research and/or consult with a qualified financial advisor who understands your individual circumstances. We strongly recommend that you do not make financial decisions based on the educational content on this Site alone. Any actions you take in the markets after reading our content are entirely your own responsibility. We will not be liable for any losses or damages incurred by you or any third party as a result of actions taken on the basis of information or opinions provided on our Site (see Section 9 below for further limitations of liability).

9. No Warranties; Information Accuracy

The Site and all content and services are provided on an "as is" and "as available" basis, without any warranty of any kind, either express or implied. We make no guarantee that the Site will be available uninterrupted, secure, or error-free, or that the content is accurate, complete, or up-to-date. While we strive to base our analysis on reliable sources and data believed to be accurate at the time of writing, the topics we cover (financial markets, blockchain metrics, etc.) change constantly and new information emerges rapidly. Therefore, we do not warrant or guarantee the completeness, reliability, or current accuracy of the information provided.

To the fullest extent permitted by law, we disclaim all warranties of any kind related to the Site and content, whether express or implied, including but not limited to any warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Site or content will meet your expectations or achieve any particular results. We also do not warrant that the Site or any communications from us will be free of viruses or other harmful components.

10. Limitation of Liability

To the extent permitted by applicable law, in no event shall Axel Adler Jr. or any of its owners, officers, employees, contributors, or affiliates be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of (or inability to use) the Site or any content or services, even if we have been advised of the possibility of such damages. This limitation of liability applies to any losses or damages of any kind, whether based in contract, tort (including negligence), strict liability, or any other legal theory, including but not limited to:

• Loss of profits, investment losses, trading losses, or other economic loss;
• Loss of data, goodwill, or other intangible losses;
• Any reliance placed by you on the completeness or accuracy of the content, or any changes made by you to your financial positions or investment strategies based on content from the Site;
• Any harm resulting from mistakes, omissions, interruptions, deletion of files or emails, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction, or unauthorized access to our records, programs, or services.

Aggregate Liability Cap: Our total liability to you for all damages, losses, and causes of action (whether in contract, tort, or otherwise) shall not exceed the amount you have paid us in the twelve (12) months preceding the claim, or $100, whichever is greater.

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the maximum extent permitted by law. In particular, nothing in these Terms shall affect any statutory rights that you are entitled to as a consumer and that by law cannot be contractually limited or waived.

11. Termination of Use

We reserve the right, in our sole discretion, to suspend or terminate your access to the Site or any of our services, with or without notice, for conduct that we reasonably believe violates these Terms (including the Acceptable Use provisions in Section 6), violates applicable law, or is harmful to us or other users. We may also terminate any free or paid subscriptions if payment is not timely made or for inactivity over a prolonged period (as defined in any specific service terms).

If your use of the Site or subscription is terminated or suspended, you remain bound by the relevant provisions of these Terms that by their nature should survive, including sections regarding intellectual property, disclaimers, limitation of liability, and dispute resolution.

12. Dispute Resolution and Arbitration

Mandatory Arbitration: Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall be conducted by a single arbitrator in the state where our principal place of business is located.

Class Action Waiver: You agree that any arbitration shall be limited to the dispute between you and us individually. You waive any right to participate in class action lawsuits or class-wide arbitration.

Exceptions: The following disputes are exempt from arbitration: (a) disputes relating to intellectual property rights; (b) small claims court matters within the court's jurisdiction; and (c) injunctive relief.

13. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms which is due to fire, flood, earthquake, pandemic, government action, war, terrorism, labor disputes, or other causes beyond our reasonable control.

14. External Links and Third-Party Services

Our Site and content may include links to third-party websites or services, such as:

• Email Delivery Platforms: Certain content (like Adler's Crypto Insights) may be delivered through third-party newsletter platforms (e.g., Substack) or email service providers. When you click such links or sign up through those services, you may be interacting with a third-party platform subject to its own terms and privacy policies.
• Analytics and Social Media: We may provide links to our profiles on social media platforms (for example, our official Twitter/X account) or links to analytical resources (like charts on external sites). These are provided for convenience and reference.

We do not have control over third-party sites or services and do not endorse or assume any responsibility for them. If you access any third-party website or service through our Site, you do so at your own risk. Be aware that third-party sites have their own terms of use and privacy policies, and we are not responsible for their content or practices. However, we seek to use reputable providers and will review any feedback related to issues with linked content.

15. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is available on our Site. The Privacy Policy explains how we collect, use, store, and protect your personal data, as well as your rights with respect to your information. By using the Site or subscribing to our content, you consent to the collection and use of information as outlined in the Privacy Policy. We strongly encourage you to read the Privacy Policy carefully. If you do not agree with our data handling practices as described, please do not use our services.

16. Data Processing Agreement (GDPR)

If you are a user or subscriber from the European Economic Area (EEA), United Kingdom, or another jurisdiction with comprehensive data protection laws, our Data Processing Agreement (DPA) may apply to the handling of personal data in connection with our services. The DPA forms part of these Terms for relevant users and outlines how we, as a data controller, handle personal data and, where we engage third-party processors (such as email delivery providers), the safeguards in place for international data transfers and processing. The DPA also contains commitments to maintain appropriate security, confidentiality, and to assist with individuals' data rights. You can find the full text of the DPA on our Site's legal section. By using our Site or services, you agree to the terms of the DPA when applicable (for example, if you are an EU resident or otherwise subject to GDPR protections).

17. Governing Law and Jurisdiction

This Agreement is governed by and shall be construed in accordance with the laws of the State of Delaware, United States (without regard to conflict of law principles). However, we operate our services globally. We make no representation that the content is appropriate or available for use in any particular location. Those who choose to access the Site do so on their own initiative and are responsible for compliance with any local laws if and to the extent those laws are applicable.

Jurisdiction: Subject to the arbitration provisions above, any disputes not subject to arbitration will be resolved in the state or federal courts located in Delaware. Notwithstanding the foregoing, if you are a consumer in the European Union or another jurisdiction with mandatory consumer protections, you may have the right to bring an action in your country of residence under that country's laws.

18. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely approximates the intent and economic effect of the invalid provision.

19. Changes to These Terms

We reserve the right to modify or update these Terms of Service at any time. If we make material changes, we will notify users by posting the updated Terms on the Site and updating the "Last Updated" date at the top. In some cases, we may provide additional notice (such as via email notification to subscribers or a pop-up notice on the Site). It is your responsibility to review these Terms periodically for any changes. Your continued use of the Site or our services after any modifications to the Terms constitutes acceptance of those changes. If you do not agree to any revised Terms, you must stop using the Site and, if applicable, cancel your subscriptions.

20. Contact Information

If you have any questions, concerns, or feedback about these Terms or our services, please contact us at:

Email: mail@axeladlerjr.com

We will do our best to respond to inquiries in a timely manner.

By using the Site, you acknowledge that you have read these Terms of Service, understand them, and agree to be legally bound by them. Thank you for reading, and we hope you find our educational content valuable and informative.